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Banking for the Uninitiated
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Banking for the Uninitiated

Over the past few years, Urban Logic has looked at how banks reflect society’s priorities, and cause multiple impacts in doing so. In order to understand “banking,” numerous books, professional journals and a deluge of popular works after the 2008 Credit Crisis have come forward to demystify the “black box of banking”, so that it […]

Mapping What Matters Underneath Cities

Mapping What Matters Underneath Cities

All too often, city residents ignore what happens underneath their feet, realizing after an unexpected explosion or other incident, the sheer amount of design, construction and maintenance talent supporting energy and infrastructure layers that are the foundation of our above-ground lifestyles, businesses and environments. The engineering and navigation of sub-surface operations, rights-of-way and easements is […]

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Banking on Altruism

Fear is Fake Collateral, Rugged Individualism is Bankers’ Mythology In his May 2013 TEDxHayward Talk entitled Adjacencies Revealed, Urban Logic’s founder shared thinking that developed in dialogue with Dr. James Doty and Dr. Daniel Martin of Stanford’s Center for Compassion and Altruism Research (C-CARE) that could build stronger banks and bank customer user experiences. Bruce CahanBruce Cahan is CEO and co-founder […]

State-Owned Banks: why just after a crisis?
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State-Owned Banks: why just after a crisis?

In Colonial America, states issued their local currency so as to achieve independence from the banking and bankers of the Old World in Great Britain and Europe.  Today, the Bank of North Dakota formed in 1919  is all that remains of the state-owned bank tradition. In response to 2008’s Credit Crisis, U.S. taxpayers pumped $608 […]

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Semantic Money® – Tagging money with intention

Fiat currency printed by governments or crypto-currency mined by computers.  Spending rewards issued by credit card companies or retail brands. Impacts reports by socially responsible investment mutual fund families or foundations. What characteristics differentiate these forms of money?  Each has an accountancy focused on the math of input-output, with a sliding scale for the holder’s and user’s right of […]

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